Core Mortgage Calculators
- Mortgage Payment Calculator — Calculate monthly P&I, PITI, and total costs
- Amortization Schedule Calculator — View payment breakdown over the life of your loan
- Mortgage Affordability Calculator — Determine how much house you can afford
- Mortgage Refinance Calculator — Compare current vs new loan savings
- Extra Mortgage Payment Calculator — See how extra payments save interest
- Current Mortgage Rates — Track today's mortgage rate averages
Loan Type Calculators
- FHA Loan Calculator — Federal Housing Administration loan estimates
- VA Loan Calculator — Veterans Affairs home loan payments
- USDA Loan Calculator — Rural development zero-down loans
- ARM Calculator — Adjustable-rate mortgage comparisons
- HELOC Calculator — Home equity line of credit estimates
- Home Equity Loan Calculator — Fixed-rate second lien calculations
- Reverse Mortgage Calculator — Age-based reverse mortgage estimates
- Jumbo Loan Calculator — Above conforming limit calculations
- Second Mortgage Calculator — Combined LTV analysis
- Interest-Only Calculator — IO vs fully amortizing comparison
- Commercial Mortgage Calculator — DSCR-based commercial loan analysis
- Construction Loan Calculator — Build cost and draw schedule estimates
Mortgage Term Calculators
- 30-Year Mortgage Calculator — Standard 30-year fixed rate payments
- 15-Year Mortgage Calculator — Shorter term savings analysis
- 20-Year Mortgage Calculator — Middle-ground term option
- 10-Year Mortgage Calculator — Aggressive payoff schedule
Affordability & Qualification
- How Much House Can I Afford? — Income-based home budget calculator
- DTI Calculator — Debt-to-income ratio analysis
- Prequalification Calculator — Estimate your pre-approval amount
- LTV Calculator — Loan-to-value ratio and PMI thresholds
- Rent vs Buy Calculator — Compare renting and buying costs
Refinancing & Costs
- Cash-Out Refinance Calculator — Equity extraction analysis
- Refinance Break-Even Calculator — Months to recoup closing costs
- Closing Costs Calculator — Itemized closing cost estimates
- Property Tax Calculator — State-specific property tax lookup
- Mortgage Points Calculator — Points vs rate buydown analysis
- Down Payment Calculator — Down payment impact analysis
- PMI Calculator — Private mortgage insurance costs
- Home Insurance Calculator — Homeowners insurance estimates
- Mortgage Insurance Calculator — PMI vs FHA MIP comparison
Mortgage Payments by Home Price
- Mortgage Payment on $150K — Monthly costs for a $150,000 home
- Mortgage Payment on $200K — Monthly costs for a $200,000 home
- Mortgage Payment on $250K — Monthly costs for a $250,000 home
- Mortgage Payment on $300K — Monthly costs for a $300,000 home
- Mortgage Payment on $350K — Monthly costs for a $350,000 home
- Mortgage Payment on $400K — Monthly costs for a $400,000 home
- Mortgage Payment on $500K — Monthly costs for a $500,000 home
State Mortgage Calculators
- Texas Mortgage Calculator — TX property taxes, insurance, and loan limits
- California Mortgage Calculator — CA rates, taxes, and conforming limits
- Florida Mortgage Calculator — FL property taxes and insurance costs
- New York Mortgage Calculator — NY taxes, transfer fees, and rates
- Georgia Mortgage Calculator — GA property taxes and loan programs
- Ohio Mortgage Calculator — OH taxes, insurance, and OHFA programs
- North Carolina Mortgage Calculator — NC taxes and NCHFA programs
- Arizona Mortgage Calculator — AZ low taxes and loan programs
- Virginia Mortgage Calculator — VA Housing programs and rates
- Pennsylvania Mortgage Calculator — PA taxes and PHFA programs
Reference & Education
- Mortgage Formula Reference — All mortgage math formulas explained
- Mortgage FAQ — 20 commonly asked mortgage questions
- Mortgage Glossary — 50+ key mortgage terms defined
Mortgage Blog
- Blog Home — All articles and guides
- How to Calculate Your Mortgage Payment Step by Step
- What Is PMI? Private Mortgage Insurance Explained
- What Is an FHA Loan? Complete Guide to FHA Mortgages
- What Is a VA Loan? Complete Guide to VA Home Loans
- FHA vs Conventional Loan — Which Mortgage Is Best?
- What Is a HELOC? Home Equity Lines of Credit Explained
- How Does a Reverse Mortgage Work? Complete Guide
- First-Time Home Buyer Programs and Grants in 2026
- How to Pay Off Your Mortgage Faster — 9 Proven Strategies
- Mortgage Rate Forecast 2026 — Expert Predictions and Trends
- Average Mortgage Rates Today — Current Rate Tracker
- When to Refinance Your Mortgage — The Complete Guide
- What Credit Score Do You Need for a Mortgage in 2026?
- How Much Down Payment for a House? Complete 2026 Guide
- 15-Year vs 30-Year Mortgage — Complete Comparison Guide
- Property Tax by State — Complete Rate Comparison Guide
- Closing Costs Explained — Complete State-by-State Guide
- How Much Mortgage Can I Afford on a $100K Salary?
- How Much Mortgage Can I Afford on an $80K Salary?
- How Much Mortgage Can I Afford on a $60K Salary?
About & Legal
- About MortgageCalc — Our mission, methodology, and data sources
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